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Liberty Mutual grows investigation, claimed usage and preference in the US General Insurance category

Financial Services · United States ·

Liberty Biberty, a fuzzy yellow puppet wearing a Statue of Liberty crown, peers over the roof of a silver car on a sunny suburban street while a man in glasses and a cardigan looks on.

What moved (Nov '25 – Oct '26)

MetricNov 2025 → Oct 2026Change
Investigation20% → 24%+4pp
Claimed Usage12% → 14%+2pp
Preference4% → 6%+2pp
Line chart of Liberty Mutual's brand funnel in US general insurance, Nov 2025 to Oct 2026: investigation up from 20% to 24%, claimed usage up from 12% to 14% and preference from 4% to 6%.
Liberty Mutual funnel: General Insurance, United States. 3-month rolling average.

What's behind the growth

Liberty Mutual's brand push spans three fronts: a new mascot, college football and a new way to shop for car insurance.

The biggest is Liberty Biberty, a fuzzy yellow puppet that became the insurer's first new brand character in eight years in July 2026. Built by Jim Henson's Creature Shop with agency Bandits & Friends, it is named after a 2019 ad in which an actor fumbles the brand's name. It joins LiMu Emu & Doug rather than replacing them, with integrations in NBC's "Sunday Night Baseball" and ESPN's "SportsCenter". The company expects 40 to 50 percent of its marketing dollars to go to ads featuring the character. "Liberty Biberty gives us a fresh way to show up in culture while staying true to what makes Liberty Mutual distinctive," said Jenna Lebel, Chief Marketing Officer, U.S. Retail Markets.

Sport has been the second pillar. Liberty Mutual became title sponsor of the Music City Bowl in Nashville for its December 2025 game. In April 2026 it renewed that deal and added a new early-season game, the Liberty Mutual Music City Kickoff, scheduled for September 2026 on ABC.

It has also changed where people can get a quote. In May 2026 it launched an app inside ChatGPT that gives auto insurance quotes from its own rating engine, live in seven states with plans to reach more than 40 by the end of 2026.

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